Insanely fast GPU financing.

Get in front of 50+ lenders. Up to $200M, global.

See the GPU financing model

Your cash, offtake, and loan structure.

Open the calculator

Meet the criteria. Get a term sheet.

  • Funding source

    Cash or dedicated customers (offtake)

  • 20%+ of equipment cost

    Cash on hand, from offtaker downpayment or investors. Without offtake: 50% in, and 150% of the cost in funding.

  • Colo quote

    A colocation quote from a data center facility.

Missing one? Contact us anyway. We can often help you close the gap.

No negotiations. That’s why it’s fast.

  1. Step 1 · Two minutes

    Check eligibility

    Tell us about the cluster, the customer, and your cash. We email you your application link.

  2. Step 2 · One checklist

    Fill in the application

    In the financing portal: offtake LOI if you have one, hardware and colocation quotes, proof of cash. Then submit.

  3. Step 3 · Days, not months

    Get your term sheet

    Market rates and standard terms. Sign, and the lender moves to close.

Term sheets come from the program’s lending partners. Every credit decision is theirs.

Traditional GPU finance vs. RVI‑based GPU finance

Lenders are scared of market volatility. They want every monthly payment covered by contracted cash flow (debt service coverage, or DSCR). Naked exposure to the market can mean losing all of their money, for a return of only 10-20%, depending on the interest rate. Equity investors can get 10x upside; lenders can’t get more than about 20%. That’s why lenders always look for guaranteed monthly loan payments.

Traditional

GPU finance

RVI-based

GPU finance

Offtake needed

3+ years
As short as 9 months

Loan term

36 months
18 months

What covers each payment

  • Months 1-36: the offtake contract
  • Months 1-9: the offtake contract
  • Months 10-18: the equipment’s resale value, backed by A- rated residual value insurance

Lender protection if the market crashes

Covered by the offtake contract
Covered by the offtake contract or RVI

Pros

  • Pro: Traditional structure
  • Pro: Long-term stable cash flow
  • Pro: Offtakers pay much more for short contracts
  • Pro: From month 10: go on-demand, sell tokens, or extend
  • Pro: The lender is less exposed to tough credit over a long period

Cons

  • Con: Customers pay low rates on long-term offtake contracts
  • Con: No higher paying on-demand or tokens
  • Con: Insurance premium cost
  • Con: Higher monthly payments

GPU Financing 101: A New Operator’s Guide

How GPU purchases get financed, step by step: offtake, equity, and timelines.

Read the guide

Free guide · 18 min read

Sign up for access

  • A financing application link
  • Optional 20-minute call, calendar available

Prefer email? hello@amcompute.com

Do you have offtake?
Sponsor equity of 20%+ of project cost?

Have the customer and the quotes? Get a term sheet.