Insanely fast
GPU financing.
Get in front of 50+ lenders.
Up to $200M, global.
See the GPU financing model
Your cash, offtake, and loan structure.
Open the calculatorMeet the criteria. Get a term sheet.
Funding source
Cash or dedicated customers (offtake)
20%+ of equipment cost
Cash on hand, from offtaker downpayment or investors. Without offtake: 50% in, and 150% of the cost in funding.
Colo quote
A colocation quote from a data center facility.
Missing one? Contact us anyway. We can often help you close the gap.
No negotiations. That’s why it’s fast.
Step 1 · Two minutes
Check eligibility
Tell us about the cluster, the customer, and your cash. We email you your application link.
Step 2 · One checklist
Fill in the application
In the financing portal: offtake LOI if you have one, hardware and colocation quotes, proof of cash. Then submit.
Step 3 · Days, not months
Get your term sheet
Market rates and standard terms. Sign, and the lender moves to close.
Term sheets come from the program’s lending partners. Every credit decision is theirs.
Traditional GPU finance vs. RVI‑based GPU finance
Lenders are scared of market volatility. They want every monthly payment covered by contracted cash flow (debt service coverage, or DSCR). Naked exposure to the market can mean losing all of their money, for a return of only 10-20%, depending on the interest rate. Equity investors can get 10x upside; lenders can’t get more than about 20%. That’s why lenders always look for guaranteed monthly loan payments.
Traditional
GPU finance
RVI-based
GPU finance
Offtake needed
3+ yearsLoan term
36 monthsWhat covers each payment
- Months 1-36: the offtake contract
- Months 1-9: the offtake contract
- Months 10-18: the equipment’s resale value, backed by A- rated residual value insurance
Lender protection if the market crashes
Covered by the offtake contractPros
- Pro: Traditional structure
- Pro: Long-term stable cash flow
- Pro: Offtakers pay much more for short contracts
- Pro: From month 10: go on-demand, sell tokens, or extend
- Pro: The lender is less exposed to tough credit over a long period
Cons
- Con: Customers pay low rates on long-term offtake contracts
- Con: No higher paying on-demand or tokens
- Con: Insurance premium cost
- Con: Higher monthly payments
GPU Financing 101: A New Operator’s Guide
How GPU purchases get financed, step by step: offtake, equity, and timelines.
Read the guideFree guide · 18 min read

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